Project Gutenberg 2004-12-22 Public domain in the USA. 715 Smiles, Samuel 1812 1904 Thrift "This book is intended as a sequel to 'Self-help', and 'Character'." -- Pref. Produced by Clare Boothby, Stephanie Bailey and the PG Online Distributed Proofreading Team "Thrift" by Samuel Smiles is a reflective treatise written in the late 19th century that discusses the importance of frugality and careful financial management in everyday life. The work serves as a sequel to Smiles's previous volumes, "Self-Help" and "Character," and emphasizes that the virtue of thrift is essential not only for personal well-being but also for the welfare of society as a whole. The book addresses the moral implications of how money is earned, spent, and saved, highlighting that a thrifty individual contributes positively to their community, while those who squander their resources can perpetuate cycles of poverty and dependency. At the start of "Thrift," the author establishes the foundational concepts of economy and the necessity of industrious living. Smiles draws on historical anecdotes and societal observations to illustrate how thrift enables individuals to prepare for the future, underpinning the argument with insights into human behavior and the impact of poverty on society. The opening portion lays a philosophical groundwork, asserting that true independence stems from prudent financial practices. The discussion introduces the theme that while many can earn a good wage, the failure to save or spend wisely can lead to distress, proclaiming that every person has the ability to elevate their position through self-discipline and forethought. Overall, the opening of the book engages the reader with its call for personal responsibility and economic wisdom. (This is an automatically generated summary.) Reading ease score: 67.9 (8th & 9th grade). Neither easy nor difficult to read. en Saving and investment BJ Text Category: Philosophy & Ethics Category: Economics 789372 2025-08-06T09:45:14.477282 text/html 789380 789255 2024-11-06T12:50:22.932793 2023-09-07T03:35:41.848023 text/html text/html 352995 2025-08-06T09:45:22.601275 application/epub+zip 363596 2025-08-06T09:45:16.322291 application/epub+zip 363596 2025-08-06T09:45:15.194317 application/epub+zip 578148 2025-08-06T09:45:27.887245 application/x-mobipocket-ebook 539178 2025-08-06T09:45:21.901223 application/x-mobipocket-ebook 520056 2022-09-07T16:19:30.776570 application/x-mobipocket-ebook 748976 2025-08-06T09:45:14.007303 text/plain; charset=us-ascii 729303 2024-10-28T21:29:28 text/plain; charset=us-ascii 17001 2025-08-06T09:45:28.019274 application/rdf+xml 8331 2025-08-06T09:45:15.697296 image/jpeg 2189 2025-08-06T09:45:15.447254 image/jpeg 346178 2025-08-06T09:45:14.536282 application/octet-stream application/zip Archives containing the RDF files for *all* our books can be downloaded at https://book.klll.cc/wiki/Gutenberg:Feeds#The_Complete_Project_Gutenberg_Catalog en.wikipedia