Project Gutenberg 2020-06-23 Public domain in the USA. 142 Crittenden, S. H. (Salmon Hodges) 1829 1864 Crittenden, Salmon Hodges 05022546 Usury; Or, Interest, Premium and Discount Produced by deaurider, David E. Brown, and the Online Distributed Proofreading Team at https://www.pgdp.net (This file was produced from images generously made available by The Internet Archive) "Usury; Or, Interest, Premium and Discount" by S. H. Crittenden is a lecture-based book that delves into the economic concepts of usury, interest, discount, and premium. Written during the mid-19th century, it situates itself in a time when industrialization was reshaping economic practices and perspectives. The book primarily addresses the nature of usury and its implications in commercial transactions, highlighting its relevance in accounting and legal contexts. In this thorough exploration, Crittenden provides definitions and distinctions crucial for understanding financial relationships. He differentiates between interest, the cost of borrowing money, and discount, which refers to deductions made on future payments. The lecture presents the historical context of usury laws and critiques their effectiveness, arguing that restrictions on interest rates lead to unintended consequences, such as increased rates of illegal usury and hardships for borrowers. Crittenden's discussion ultimately urges a reconsideration of usury legislation, suggesting that the right to negotiate interest rates freely aligns more suitably with market principles and consumer rights. (This is an automatically generated summary.) Reading ease score: 60.3 (8th & 9th grade). Neither easy nor difficult to read. en Usury HB Text Category: History - Modern (1750+) Category: Law & Criminology Category: Philosophy & Ethics Category: Economics 64548 2025-07-25T03:42:49.294229 text/html 41052 2024-10-18T04:02:58 text/html 157973 2025-07-25T03:42:51.450216 application/epub+zip 156673 2025-07-25T03:42:49.737231 application/epub+zip 76672 2025-07-25T03:42:49.489227 application/epub+zip 188589 2025-07-25T03:42:52.879203 application/x-mobipocket-ebook 178666 2025-07-25T03:42:51.211232 application/x-mobipocket-ebook 99004 2022-09-28T07:11:19.176755 application/x-mobipocket-ebook 55307 2025-07-25T03:42:49.167229 text/plain; charset=us-ascii 35367 2024-10-18T04:02:58 text/plain; charset=us-ascii 16255 2025-07-25T03:42:53.018203 application/rdf+xml 14669 2025-07-25T03:42:49.566251 image/jpeg 2385 2025-07-25T03:42:49.527229 image/jpeg 185892 2025-07-25T03:42:49.306234 application/octet-stream application/zip Archives containing the RDF files for *all* our books can be downloaded at https://book.klll.cc/wiki/Gutenberg:Feeds#The_Complete_Project_Gutenberg_Catalog